FREQUENTLY ASKED QUESTIONS
Frequently asked questions
As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond.
The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.
The application process is straightforward and should take approximately five minutes. You can submit an initial application through our website to guide you through the process. Supporting documents depend on the loan type. Once we receive your full application and supporting documents, you will usually receive an offer within 24 hours and funding within days.
See each loan program for their minimum requirements
Your business is based in the United States.
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least six months and 2) your business generates sales in excess of $8,500 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
Upon applying, we only do soft credit pulls which will not affect your credit. A hard pull may be required to finalize the loan once you have accepted the lender’s offer.
Absolutely, we have several programs to assist with start up financing.
A personal guarantee is a promise from the business owner(s) that they are individually liable for the loan obligation is the business defaults or has trouble re-paying.
We work with over 500 different industry groups in a variety of sectors, such as food service, health care, automotive, textiles, manufacturing, construction, technology, and retail.
Unlike bank loans, the supporting documents required are minimal, but depend upon the type of loan.
We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation, too! The best way to avoid delays and receive your funding as quickly as possible is to provide all requested documentation to us in a timely manner.
1. Initial Appl.
Fill out our Quick Pre-Qual application with no impact on your credit and no obligation to proceed or accept funding.
2. We review your application
We will personally contact you to review your goals and present you with programs matching your needs, usually within 24 hours.
3. Receive funding
Choose the program that fits you best and receive funding within days.
